Tesla Model Y Standard RWD 2026 USA EV Money Economy Tool

Starting price: $39,990

USA EV money economy

Home/DC charging cost split for the selected EV.

Inputs

Annual distance (mi/yr)12,000

4,00020,00040,000

Home share (%)80%

Non-home (of total): 20% • DC (of total): 6%

Region

Defaults are typical regional averages. You can override them.

Fuel 3.8 $/galHome 0.17 $/kWhPublic AC 0.17 $/kWhDC 0.45 $/kWhHome share 80%DC of total 6%Losses 10%

Advanced assumptions

Use Public AC

Fast charging share of non-home (%)

Fast charging share of non-home: 30% > DC of total: 6%

Split now: Home 80% Public AC 14% DC 6% • Total 100%

Home price per kWh Region default

Public AC price per kWh Region default

DC price per kWh Region default

Fuel price ($/gal) Region default

ICE Baseline

ICE efficiency (mpg)

Ownership Costs

Insurance ICE / year

Insurance EV / year

Maintenance ICE / year

Maintenance EV / year

Maintenance input mode

Purchase premium EV vs ICE (optional)

Selected EV price: $39,990.00 (auto-filled)

Loss (%)

Same losses for AC (Home + Public) and DC

Compare

Results

Units: EV kWh/100 mi, ICE mpg, savings $/100 mi

Loading cars...

Savings / year

$1,314.77

Savings / month

$109.56

Payback

N/A (set purchase premium)

Break-even fuel

$0.51 / gal

If You Switched to EV Today

yearyou could save$914.77on fuel

$605.23

$1,520.00

ICE baseline

Fuel/year400 gal

Fuel cost/year$1,520.00

ICE total/year$4,220.00

ICE total per 100$35.17 / 100 mi

Tesla Model Y Standard RWD 2026

EV vs ICE

EV total/year$2,905.23

ICE total/year$4,220.00

Savings/year$1,314.77

Savings/month$109.56

Savings per 100$10.96 / 100 mi

PaybackN/A (set purchase premium)

Break-even fuel price$0.51 / gal

Break-even electricity price$0.59 / kWh

Max extra monthly cost to break even$109.56/mo

Fuel +20% savings/year$1,618.77

Fuel -20% savings/year$1,010.77

DC share 50% savings/year$1,278.48

Why these numbers (mix, losses, weighted price)

This equals your monthly savings. If the EV costs up to this much more per month, you still break even.

EV consumption used (catalog)24.3 kWh/100 mi

EV charging kWh/year (battery)2,916 kWh

EV charging kWh/year (wall)3,240 kWh

EV charging cost/year$605.23

Weighted electricity price$0.19 / kWh

Charging losses/year324 kWh (10%)

Charging cost breakdown

Home$440.64

Public AC$77.11

DC$87.48

Charging mix (battery share)

Home80%

Public AC14%

DC6%

Charging mix (wall share, incl. losses)

Home80%

Public AC14%

DC6%