What does this EV money economy calculator estimate?

It estimates EV charging energy and cost per year, compares EV total ownership cost against ICE, and shows savings, payback, and break-even price points.

How are charging losses handled?

Losses are modeled as wall-to-battery inefficiency. Battery energy is divided by (1 minus loss rate) to estimate energy drawn from the grid.

Why is EV consumption shown in kWh per 100 distance?

Using kWh per 100 distance makes yearly energy and cost calculations consistent for both Europe and USA units and easier to compare with ICE fuel cost per 100 distance.

Prices updated: 2026-03-03

USA EV money economy

Compare up to three USA EVs with one shared charging-cost setup.

Methodology: how BEVDB estimate labels and source boundaries work

What this output is based on: car specs stay tied to official source values, BEVDB estimate labels are used where modeled EV behavior is involved, prices and annual-distance fields are user inputs, the ICE benchmark and comparison defaults are tool assumptions, and outputs stay unavailable when the source basis is not strong enough. See Data Sources or Contact.

Units: EV kWh/100 mi, ICE mpg, savings $/100 mi

Cars

Search by make/model/year. Recent picks appear first.

Car 1

Inputs

Annual distance (mi/yr)12,000

4,00020,00040,000

Home share (%)80%

Non-home (of total): 20% • DC (of total): 6%

Region

Defaults are typical regional averages. You can override them.

Fuel 3.8 $/galHome 0.17 $/kWhPublic AC 0.17 $/kWhDC 0.45 $/kWhHome share 80%DC of total 6%Losses 10%

Advanced assumptions

Use Public AC

Fast charging share of non-home (%)

Fast charging share of non-home: 30% > DC of total: 6%

Split now: Home 80% Public AC 14% DC 6% • Total 100%

Home price per kWh Region default

Public AC price per kWh Region default

DC price per kWh Region default

Fuel price ($/gal) Region default

ICE Baseline

ICE efficiency (mpg)

Ownership Costs

Insurance ICE / year

Insurance EV / year

Maintenance ICE / year

Maintenance EV / year

Maintenance input mode

Purchase premium EV vs ICE (optional)

Loss (%)

Same losses for AC (Home + Public) and DC

Results

Select a car to start comparison.

How This Calculator Works

This tool estimates annual EV charging energy and cost, then compares EV ownership cost against ICE using your distance, fuel, insurance, and maintenance assumptions.

Core assumptions

EV energy is calculated in kWh/100 mi and converted to yearly battery energy from annual distance. Charging losses are applied to estimate wall energy from battery energy.

ICE fuel is calculated from mpg and fuel price, then combined with insurance and maintenance to build comparable annual totals.

About break-even metrics

Break-even prices show where EV and ICE annual ownership totals match. When break-even price is at or below zero, one side is always more expensive even at zero energy price.